In today’s world (computer age as some people would call it), making financial transactions quickly and easily is very important. OPay, a popular mobile banking platform in Nigeria, offers a USSD code service that simplifies this process.
This service allows users to perform a variety of financial activities, from sending money, paying bills, and buying airtime or data, and the good thing about it is that you don’t need to have internet connection or a smartphone to access it.
The USSD code is very straightforward and easy to use, and also an efficient way to manage your finances directly from your mobile phone, so in this blog post, we’ll discuss what the OPay USSD code is, how to use it, and the benefits it offers for everyday transactions.
What is OPay USSD Code?
The OPay USSD code is a quick and easy way to access OPay services without needing an internet connection. By dialing *955# on their registered phone numbers, users can perform various transactions directly from their mobile phones.
OPay Code to Check Balance
To check your OPay account balance, simply dial *955*0# and follow the prompts. Your current balance will be displayed on your phone’s screen.
OPay Code for Transferring Money
Need to send money to family, friends, or merchants? Follow the steps highlighted below:
- To transfer to Opay users, dial *955*1# and enter the recipient’s account number and the amount you wish to transfer. Confirm the transaction with your PIN, and the money will be sent instantly.
- To transfer from your Opay account to other banks, simply dial *955*2# and enter the recipient’s account number and amount you wish to send. Confirm the transaction by entering your PIN, and the money will be sent instantly.
OPay Code to Buy Airtime
Running low on airtime? Dial *955*3*Amount# to buy airtime for yourself. You can buy airtime for others by dialing *955*3*Amount*Phone Number#.
OPay Code to Buy Data
You should never run out data, and if you eventually do, you can buy purchase a new data bundle from your Opay account by dialing *955*4# and select the data plan that suits your needs. With just a few clicks, you’ll be back online. You can also buy data for your loved ones using the same process.
How to Activate OPay USSD Code
Activating the OPay USSD service is straightforward.
- Dial *955# on your registered phone number.
- Select the option to register.
- Enter your name.
- Create a PIN, and verify your account with an OTP sent to your phone.
- Once your account is set up, you can use the USSD code *955# for various transactions like money transfers and airtime purchases.
Note: If you don’t have an Opay account, you will need to download the Opay app from the Google Play Store or App Store and then follow the prompts to enter your personal information, verify your phone number with an OTP, and set a secure password.
USSD Code to Block Opay Account
When using the USSD code to block your Opay account, follow these steps below:
- Dial *955# on any phone to access the OPay Self-Service menu.
- Select option 0 to navigate to the Block Account menu, then choose option 12 to confirm blocking the account.
- There you have successfully blocked your Opay account.
USSD Code to Block Opay ATM Card
To block your Opay ATM card using a USSD code, follow these steps:
- Dial *955*132# on your phone.
- Verify the request to block your ATM card.
- To continue, enter your 4-digit USSD PIN.
- Your ATM card has been successfully blocked, and Opay will confirm this with a message on your phone.
You will receive an SMS containing the same message.
Opay Loan USSD Code
Opay offers a loan service that is straightforward and user-friendly. However, to get a loan Opay, you will need to use their mobile app as it is not done through USSD Code.
Is OPay USSD Code Free to Use?
Yes, the OPay USSD code service is free. There are no charges for dialing *955# to access OPay’s services. However, be mindful that certain transactions may incur a nominal service fee of Ten Naira (N10).
OPay USSD Not Working? Here’s How to Fix It
If you encounter issues with the OPay USSD code, make sure you are using the correct code (*955#) and that your mobile number is linked to an active OPay account.
Check your network signal and account balance as well if you have a sufficient balance to carry out the transaction you are trying to make.
If problems persist, try restarting your phone or checking for any notifications from OPay regarding service maintenance.
If none of these steps resolve the issue, contacting OPay’s customer support for assistance is advisable, as they can provide specific troubleshooting tailored to your account and network situation.
By following these simple steps, you can enjoy the convenience of OPay’s USSD services on your MTN, Airtel, 9Mobile, or Glo network. Whether you’re paying bills, transferring funds, or buying airtime and data, OPay’s USSD code makes it easy to manage your finances.